What we are protecting The sum insured is the last number to be worked out. Before it comes the list of what is actually exposed, and for an established household that list runs well past the mortgage. An income, while it i... Claims Health insurance Life insurance 10/08/2026 News
Setti Mulari Why your health premium rose faster than your salary Medical inflation is forecast near 18% this year while general inflation sits in the low single digits. The reasons are structural, and cancelling is the most expensive response available to you. Health insurance 21/07/2026 News
Setti Mulari The four-month target Only 60% of patients were being treated within the four-month target in early 2026, while the waitlist grows by roughly 15,000 people a year. The gap between the promise and the arithmetic is where private cover earns its keep. Health insurance 14/07/2026 News
Setti Mulari The treatments Pharmac does not fund Unfunded cancer treatments can cost between $50,000 and $300,000 or more per course. Pharmac decides what the country funds; the gap it leaves is narrow, well-defined and insurable. Health insurance Life insurance 30/06/2026 News
Setti Mulari Claims are climbing, and that is the product working One insurer paid more than 180,000 claims in the year to June 2025, up 53%, with average daily payments rising from $394,000 to $612,000. Rising claims get reported as a problem. They are also the evidence. Claims Health insurance 9/06/2026 News
