About Private Clients
A boutique advisory practice in Hamilton, built for people who expect to be known rather than processed.
Personal by intent
Lagervik Private Clients is the personal insurance advisory practice of SM21 Limited.
We keep client numbers modest. It is a choice, and it is the point of the thing. It is what allows the person who arranges your cover to still be the person who knows your situation three years later, without opening a file first.
Most people arrive having been serviced rather than advised. Cover arranged once, then left to drift while their life reshaped itself around it.
One adviser, with a team behind them
Your adviser is the one you meet and the one you keep. That does not mean you are relying on one person for everything.
Behind the advice sits an established back office handling applications, underwriting, policy administration and claims. When you need to claim, the paperwork is not yours to wrestle with and it is not done in the evenings between appointments. It is handled properly, by people whose job it is.
That combination is harder to find than it sounds. Volume firms give you the structure and rotate the adviser. Sole practitioners give you the adviser and not much else.
Matched, not allocated
Advisers are not handed out in the order calls arrive. You are matched on fit: temperament, language, culture, and where you actually are. Tell us what you would prefer and we will accommodate it where we can.
It is a small thing that turns out not to be small. Thirty years of decisions go better with someone you would choose to sit across a table from.
A multi-generational view
Decisions made in your forties tend to matter most in your seventies, and to the people who come after you. We would rather understand the whole picture, the family, the business, the property, the intentions, than optimise a single premium in isolation.
When your children need an adviser of their own, we would like to be the ones they call. That is a long game, and it changes how we advise today.
Waikato, and staying
We are based in the heart of the Waikato, Garden Place in Hamilton, and we intend to stay. The Waikato is full of people building substantial things: farms, firms, families. It is not short of firms in Auckland willing to service them from a distance, at arm’s length.
We think you should be able to sit across a table from the person advising you.
Setti Mulari
Financial Adviser · FSP1012700
Setti began his insurance career at Zurich Private Clients in the United Kingdom in 2002, working with high net worth individuals and their families. The expectations of that market, discretion, preparation, and an adviser who arrives already understanding the situation, are the expectations Private Clients is built around.
Now, a quarter century later, he advises from Hamilton, and that standard is the one every adviser here works to.
Our licensing, scope of advice, fees, conflicts of interest and complaints process are set out in full on our disclosure page.
Begin with a conversation.
We meet in person. An hour, at our rooms in Garden Place or wherever suits you better.